How to Raise Your Credit Score

Raise Your Credit ScoreYour credit score is evaluated based on these 5 categories:

  • Payment history – 35%
  • Total amounts owed – 30%
  • Length of credit history – 15%
  • New credit – 10%
  • Types of credit used – 10%

Here are some tips to raise your credit score based on the 5 main categories that are used above.

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Financial Discipline Leads to Financial Freedom

Figure Out Your  BudgetWe live in a culture that says, “Buy what you want now and worry about paying for it later.” This does not lead to happiness or freedom. Instead, it adds to your stress and causes you nothing but worry in the long run. I have found that you have to start by living within your means, then you will have something leftover to invest with. How you invest your extra time and talent will lead to your financial freedom. Continue reading